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汽车金融风控管理方案
汽车金融风控管理方案
2022-08-05
汽车金融风控管理方案
行业现状
汽车信贷租赁对拉动经济、促进消费具有积极作用,然而汽车信贷租赁在发展中遇到很多问题,使该行业多年来基本处于亚健康的的发展状态。在汽车抵押贷、汽车租赁、银行汽车按揭行业里,因为资金方无法掌握车辆位置和实际使用状态,目前普遍存在的骗贷、骗租、恶意拖欠贷款、设备拆除等情况,对车贷企业效益造成负面影响。
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